Be sure to load up on some special deals:
- Everyday Privileges Gold allows you to sign up for the purchase of gift cards at 20% off. Good at Home Depot or Lowes along with many other stores. You can only buy $100/month and a maximum of $500/year for each retailer. Every bit helps.
- Dealpass allows you to buy $500 of gift cards from each retailer in one shot at 20% off.
- Check out eBay for Home Depot and Lowes coupons 10-20% off your purchase. They usually have total savings limits but I have seen a 10% off at Lowes that allows up to $1,000 of savings and that is usually price matched at Home Depot. People sell these all the time on eBay for very cheap (not selling the coupon, which is forbidden, but selling their time to post and ship it).